Loan Rates

Rates Effective as of May 1, 2026

New & Used Auto Loans

Year	Term	APR*
2026-2021	Up to 72 months	As low as 6.50%
2020-2018	Up to 60 months	As low as 6.50%
2017-2015	Up to 48 months	As low as 6.50%
2014 & Older	Up to 36 months	As low as 6.50%

Auto Loan Rates Effective 03/01/2026

Autos that are older than ten model years old will be priced at Personal Loan rates

 

SPECIAL UNTIL 8/31/26
Boats, Watercrafts, ATV'S, RV/Travel Trailers, Farm Equipment

Term	APR*
Up to 72 months	as low as 7.50%*

All Other Collateral

Term	APR*
Up to 60 Months	As low as 10.90%

Home Improvement, Lot/Land, Home Equity, Primary Purchase

Term	APR*
5 Years	Call for Rates
10 Years	Call for Rates
15 Years	Call for Rates
20 Years	Call for Rates

Share Secured Loans

Details	Rates & Terms
Share Savings Account	2.00% above dividend currently earning on share account

Signature Loans & Line-of-Credit

Term	APR*
Up to 36 Months	As low as 13.90%

 

*APR = Annual Percentage Rate. Rates based on credit worthiness and is subject to change without notification. Additional terms and conditions apply.

RV/OFF-ROAD LOAN SPECIAL UNTIL 8/31/26: *APR = Annual Percentage Rate. Subject to credit approval. Vehicles must be 10 years old or newer to qualify. 90 days no payments available to qualified borrowers; interest will continue to accrue during the deferred payment period. Other restrictions may apply. Contact the Credit Union for full details. Eligible Collateral: ATVs, RVs/travel trailers, watercraft, boats, and side-by-sides. Farm Equipment and mowers included. Policies: All other standard loan policies and underwriting guidelines remain in effect.