Guaranteed Asset Protection (GAP)

Our Guaranteed Asset Protection (GAP) program can help cushion you and your family against sudden out of pocket expenses and goes beyond traditional GAP protection.

GAP Plus can help fill the gap between what your vehicle insurance will pay and what you owe on your loan if your vehicle is deemed a total loss. Plus, it helps you get into your next vehicle by reducing your next loan at the Credit Union by $1,000 or more.

Contact Us about GAP Plus today

Mechanical Repair Coverage (MRC)

MEMBER’S CHOICE® Mechanical Repair Coverage (MRC) can help deflect some risk of costly covered repairs keeping your vehicle running extra miles for extra years. With different coverage levels and deductibles to choose from, there’s a plan to fit your family’s budget because while the miles can add up, the repair costs don’t have to.

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

Benefits of the program:

• Availability: good at any authorized repair facility in the U.S. or Canada
• Rental Reimbursement: up to $35/day for 1-5 days (1-10 days for parts delay. Available on first day of covered repair.)
• 24-Hour Emergency Roadside Assistance: up to $100 per use. Includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service.
• Travel Expense Reimbursement: up to $200 per day 1-5 days for food, lodging and rental when a breakdown occurs more than 100 miles from home. (Not available to NY residents.)
• Transferable: to increase resale value. Only if sold privately. Subject to transfer fee.
• Cancelable: receive a full refund within the first 60 days or a pro-rated refund thereafter less an administrative fee.
• No Out of Pocket Expense at Time of Mechanical Repair: (except for any deductible and any repairs not covered by the policy) – the covered repair is paid directly to the authorized repair facility.

Contact us for a quote today

 

Your Credit Union Savings & Deposits Federally Insured

The National Credit Union Administration (NCUA) provides insurance coverage of up to $250,000 for your Credit Union account(s). To learn more about the type of accounts and the total amounts that the NCUA may insure, visit this link directly to NCUA.

National Credit Union Administration