Rates Effective as of January 8, 2026

New & Used Auto Loans

Year	Term	APR*
Aspire CU Launch Special for New (2025 & 2026) & Refis from Another Institution	Up to 72 months	As low as 3.75%
2024-2021	Up to 72 months	As low as 6.50%
2020-2018	Up to 60 months	As low as 6.50%
2017-2015	Up to 48 months	As low as 6.50%
2014 & Older	Up to 36 months	As low as 6.50%

Auto Loan Rates Effective 01/08/2026

Autos that are older than ten model years old will be priced at Personal Loan rates

 

Boats, Watercrafts, ATV'S, RV/Travel Trailers, Farm Equipment

Term	APR*
Up to 72 months	as low as 9.40%

All Other Collateral

Term	APR*
Up to 60 Months	As low as 10.90%

Home Improvement, Lot/Land, Home Equity, Primary Purchase

Term	APR*
5 Years	Call for Rates
10 Years	Call for Rates
15 Years	Call for Rates
20 Years	Call for Rates

Share Secured Loans

Details	Rates & Terms
Share Savings Account	2.00% above dividend currently earning on share account

Signature Loans & Line-of-Credit

Term	APR*
Up to 36 Months	As low as 13.90%

 

*APR = Annual Percentage Rate. Rates based on credit worthiness and is subject to change without notification. Additional terms and conditions apply.